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Special occasions will always arise. From holidays and birthdays to graduations and weddings, each occasion requires special attention, time, and financial resources. Adults and children of every nationality, age, and culture enjoy being recognized for their accomplishments and celebrating the milestones of friends and loved ones. It can be difficult to participate at a desired level when you lack the funds to pay for travel, gifts, food, and entertainment. That’s why it’s important to plan ahead and create a budget allowing adequate funds to enjoy the celebration without limitations. Here are some helpful ideas to create your family budget for holidays and special occasions. To avoid overspending, always consider how spending affects your overall cash flow. Before you spend, meet with your family to discuss your budget and plans. Communicate clearly and help your family develop realistic expectations.
For holidays, discuss the true meaning of the celebration beyond purchasing gifts and toys.
• Always pay your bills and monthly obligations first, then record the amount of money
you have left. Use this amount as a base for your spending budget.
• Make a spending list naming each item you plan to purchase. Then determine the normal
cost of each item.
• Seek to lower the cost by finding sales, negotiating, and comparing prices.
• Consider less costly options for each item on your list.
• For holidays, talk to your children about your spending plans and what to expect from
you. If gifts will be limited, creatively maintain the spirit of the day, even when your
budget is limited. Seek new ways to make others feel loved without overspending.
• Feel free to remove items from your list that you can’t buy at this time.
• Stick to your commitments.
Use this plan to prepare for the next big day and save ahead. Creating and managing a budget uses life skills that begin very early in preschool. Kids ‘R’ Kids Learning Academies understands the need for children to learn valuable life skills beginning with infants and toddlers and preschoolers. The curriculum includes math and reasoning skills development, preparing for better future decision making, including managing money. To learn more about how to employ life skills into your family’s daily activities, talk to the staff at a Kids ‘R’ Kids Learning Academies.